Commerce Capital, Inc. is proud to offer a variety of mortgage products to fit your specific needs:

	Purchase Money Mortgages...        Let 15 years of mortgage experience help you navigate through one of life's most trying financial endeavors - purchasing a new home. You will be pleasantly surprised at the range of mortgage products we offer for the purchase of your new home. Whether it's your primary residence or a golden investment opportunity, we offer products from 100 % Financing through No-Income check loans for our self employed clients. At Commerce Capital we have a network of national lenders with products you can't find at your local bank. Let us tailor the "Right Solution" for you.

	Refinance Mortgages...        When it comes to refinancing your mortgage, we offer more than low rates and monthly payments. We see it as the best time to create financial plans based on your individual needs. You may need to shorten the term of your current loan to plan for a debt free retirement or perhaps cash for your children's education. Let us sit down at your convenience and see what solution is the right one for you.

	Second Mortgages/Equity Loans...        From $50,000 to $ 500,000, we have a second mortgage that will fit your needs. Sometimes it is just not sensible to refinance your first mortgage. With a second mortgage however, you can access the equity in your home and take the cash in your hand. Second mortgages are also available for most credit situations.

	Home Improvement...        Are you currently looking to make home improvements? Without enough equity in your property for a conventional second mortgage, homeowners usually cannot attain the financing for projects from their banks. However, at Commerce Capital, we can facilitate your finance needs so that you can make it the house of your dreams. Our lenders can give you as much as 125% of the value of your home, or even use the value of your home after the improvements have been made. With our flexible programs and superior knowledge, Commerce Capital can help you. All with unparalleled customer service.

	The Debt Consolidator...        If you are debt burdened, over extended, or just not able to make those monthly payments, Commerce Capital has the right solution for you. Let us show you how we can stop those creditors from calling and start to re-establish your credit with a program that has one low monthly affordable payment.